Dental Insurance – Do You Really Need It?

Did you know that many dental insurance plans:
1.Do not cover major dental work for at least 6 months to a year before they will even cover a filling.
2.They put a cap on the amount they will pay out in a year. Usually it is $750 to $1,000.
Most plans have deductibles. This makes you pay for most of your cleaning or routine checkups.
3.They sometimes use a “usual and customary” payment schedule. In other words, they pay out $35 for the $75 cleaning.
4.They cost about $100.00 per month.
I’m pretty sure that if you’re looking for dental insurance, you really don’t want insurance, what you really is a way to save money on whatever dental treatment you need. There is a great way to do this without traditional insurance.
Before I tell you, let me ask you a question: Would you increase your car insurance an extra $100-$200 per month to pay for all oil changes, brakes, tire rotations etc? If not, that’s pretty much what you’re doing if you get traditional dental insurance. What you would do for the routine car maintenance is find coupons so that you could discounts.
Therefore, instead of getting expensive dental insurance, with all those restrictions, millions of other people have decided to get a discount dental plan…because these plans have:
Discounts Up To 80% Off All Dental Care
-No Age Limits
-Braces Included
-No Waiting Periods
-Preexisting Conditions Accepted
-No Limits On Visits
-Specialists Included
-No Contracts
-Includes Entire Household
Plus they save you hundreds of dollars, for example: with a discount plan, instead of paying $900 if you need a root canal, you would pay $375 (58% Savings). Or instead of paying $70 for a Periodic Oral Exam, you would pay $14 (80% Savings).
Now you decide whether you want to pay $100’s per month for an insurance plan…with the restrictions listed above…or would prefer to be like millions of other Americans who have decided to get a discount dental plan!
To find out more, visit: http://dental.giveusbenefits.com .
Ricky D. Blunt, Jr.
Nationwide Benefits Specialists
RDB Advisors, an Independent Contractor for AmeriPlan
P.O. Box 1291
Glen Allen, VA 23060-1291
804-943-3138
http://dental.giveusbenefits.com/
info@giveusbenefits.com

Article Source: http://EzineArticles.com/?expert=Ricky_Blunt