Health Care Insurance Problems – Can They Be Fixed?

With medical insurance issues having moved to the front burner in the recent presidential election, individuals are beginning to become aware a lot of facts regarding it. This in turn has led to more questions being asked than are being answered. For instance, why is the price of health care rising twice as fast as inflation? Also, while medical insurance expenses  have risen, why is it that individuals are normally more dissatisfied with the coverage that they are receiving?

<h3>Malpractice Insurance Costs</h3>

The medical profession has been undergoing may changes for some time now and a lot of of these changes can and do effect the price and availability of health care insurance. For instance, malpractice insurance has been on the rise for decades and lawmakers have been unable to institute any kind of substantial malpractice reform.

<h3>Lawyers Lobbies</h3>

Doctors and patients both want malpractice insurance price to drop but one group in particular has stood steadfast in the way of any changes and that is lawyers and their powerful lobbyists who view lucrative malpractice claims as sacred cash cows.

<h3>Doctors Pay Cuts</h3>

Then there is a growing shortage of medical providers that is plaguing the United States health care system. Congress has recently cut Medicare payments to medical providers who treat Medicare patients by 10 percent. So it seems that while Americans are asking more from medical providers they are willing to pay less.

<h3>Lack of Voter Intellect</h3>

Issues such as gay marriage and whether to tech evolution or creationism in high schools seem to take precedent in congress to actual viable health care reform. United States mainstream voters wave their flags and attend anti gay marriage rallies at their churches then complain when catastrophic medical expenses leave them living in a trailer, when all they have is their own stupidity to blame.