Health Insurance Problems – Can They Be Fixed

With medical insurance issues having moved to the front burner in the recent presidential election, people are beginning to become aware many facts regarding it. This in turn has led to more questions being asked than are being answered. For instance, why is the price of heathcare rising twice as fast as inflation? Also, while medical insurance expenses  have risen, why is it that people are normally more dissatisfied with the coverage that they are receiving?

<h3>Malpractice Insurance Costs</h3>

The medical profession has been undergoing may changes for some time now and many of these changes can and do effect the price and availability of heathcare insurance. For instance, malpractice insurance has been on the rise for decades and lawmakers have been unable to institute any type of substantial malpractice reform.

<h3>Lawyers Lobbies</h3>

Physicians and patients both want malpractice insurance price to drop but one group in specific has stood steadfast in the way of any changes and that is lawyers and their powerful lobbyists who view lucrative malpractice claims as sacred cash cows.

<h3>Physicians Pay Cuts</h3>

Then there is a growing shortage of medical providers that is plaguing the American heathcare system. Congress has recently cut Medicare payments to medical providers who treat Medicare patients by 10%. So it seems that while Americans are asking more from medical providers they are willing to pay less.

<h3>Lack of Voter Intellect</h3>

Issues such as gay marriage and whether to tech evolution or creationism in high schools seem to take precedent in congress